If you already straddling the fence about buying a house, you would have kicked myself if this is a unique opportunity closes. Never in history has Beens cards for the copper produced, it is now. Here are eight reasons that will convince you that it is now time to stop renting and buy your own home. 1. Market with you. Copper occurs when the market has more sellers than buyers, resulting in greater choice and lower prices due to oversupply. Houses are purchased as a buyer and seller markets, but also for buyer, it’s time they will receive maximum benefit per dollar. 2. Favorable interest rates. As the week ending 04/16/2009, 30-year fixed mortgage rate averaged about 4. 82 percent. At the same time last year, the same promise was 5. 88 percent. The five-year hybrid adjustable-rate Morgages (weapons) were 4. 88 percent, compared with 5. 48 percent one year ago and the lowest level since 2005. Suppose you know that within the next 30 years, you will pay 5 percent of mortgages. 3. Exclusion plenty of options. Currently, the properties of the redemption, approximately one quarter of all homes sold. In California, are 55 percent of all properties of the conclusion by the creditors. Banks that do not want to be in real estate business, the price of the house dictation, and they are eager to recoup their investments and to sell. You have to be careful what you buy, but the deal is there. 4. Tax credit for first time buyers. If the buyer was not at home during the past three years, and is in the range of acceptable income, they tax 10% of the sale of the house, to a maximum of $ 7500. This applies to houses that had been closed since April 9, 2008 and before July 1, 2009, and can be applied to all taxes in 2008 or 2009. Very nice part of this tax advantage is the result. If your $ 8,500 in taxes, $ 7500 credit back leaves from the top, and the balance of $ 1000. This will not only return the tax credit, but it is also a credit. This means that within two years, buyers have to start paying it back no more than $ 500 per year for 15 years. If the house is sold during this time, the amount recovered from the profit. If there is no profit, the loan will wipe slates. 5. The cost of rent is not reduced, and house prices. The cost of buying a house came in most of the U.S., and in some areas faster than ever before. This fall in prices has no impact on the price of the rent, which is still quite solid. According to the report, John Burns Real Estate Consulting in Irvine, California, where 50 percent of the 76 major markets in the country, the average person buys a house less than they could rent one. 6. Solid investment. In this rarefied market shaky hedge funds and bankrupt financial institutions, it is good that the investment that you can feel relatively safe. Every dollar you pay on your principle goes back in your pocket when you finally sell, and added some extra profits in the bargain. 7. More house for your money. In the combined lower prices and record low interest rates, the new buyer to begin with much more than the house they could if they had entered the market four years ago. 8. Today, built-in safety features. In some states such as California, are trying to help people invest in homes. California Association of Realtors housing affordability fund include Mortgage Protection Program. For homes purchased in 2009, when the landlord is unable to pay, the fund will cover up to $ 1,500 per month for six months.